Three reasons why young people need life insurance

Three reasons why young people need life insurance

As a young adult starting out in the world, I guarantee that the last thing I thought about was life insurance. By the time I did purchase my life insurance it was almost double the cost I would have paid if I had started years earlier.  Often, we want and need life...
Saving Incentive in One Picture

Saving Incentive in One Picture

Picture this: A tug of war battle between two people. The two combatants are both you- your present self vs future self.  Often, we allow the present self to win. It is stronger, in control and highly motivated. The tug of war might be about money, time, food or...
Creating a cash flow system

Creating a cash flow system

I want to share with you the money management system that changed my life. It is a concept of creating and using a cash-flow system for sustainable money management versus a budget. Drop the word budget from your vocabulary and replace it with a cash-flow system. What...
Your 2019 Financial Resolutions – Taking Stock

Your 2019 Financial Resolutions – Taking Stock

Is the holiday hangover starting to sink in? I love the 90’s movie Groundhog Day, where the actor Bill Murray finds himself living the same day over and over again. This movie reminds me that January could be another Groundhog Year if we don’t make any changes....
Gift of Financial Literacy

Gift of Financial Literacy

This holiday season, give the gift that lasts a lifetime -financial literacy.  Here are a few ideas to share with family and friends to help promote financial literacy this holiday season.   Five and under:  BOOKS & PIGGY BANK It’s never too early to start...